Call reports 2004
FIRST NATIONAL BANK OF HAMILTON — 2004
What FIRST NATIONAL BANK OF HAMILTON reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 33,307,000 | 33,465,000 | 35,023,000 | 34,463,000 |
| Total loans | 16,815,000 | 15,886,000 | 16,647,000 | 16,451,000 |
| Allowance for loan losses | 224,000 | 234,000 | 229,000 | 173,000 |
| Securities available for sale | 2,395,000 | 3,301,000 | 3,307,000 | 3,252,000 |
| Securities held to maturity | 1,369,000 | 354,000 | 326,000 | 312,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,386,000 | 30,500,000 | 31,953,000 | 31,372,000 |
| Interest-bearing deposits | 23,099,000 | 22,576,000 | 23,630,000 | 22,970,000 |
| Noninterest-bearing deposits | 7,287,000 | 7,924,000 | 8,323,000 | 8,402,000 |
| Equity capital | 2,831,000 | 2,879,000 | 2,982,000 | 2,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 354,000 | 719,000 | 1,080,000 | 1,487,000 |
| Interest expense | 56,000 | 109,000 | 164,000 | 221,000 |
| Net interest income | 298,000 | 610,000 | 916,000 | 1,266,000 |
| Noninterest income | 168,000 | 248,000 | 339,000 | 418,000 |
| Noninterest expense | 328,000 | 645,000 | 954,000 | 1,266,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 138,000 | 213,000 | 301,000 | 388,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 138,000 | 213,000 | 301,000 | 388,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,813,000 | 2,888,000 | 2,982,000 | 2,714,000 |
| Total capital | 3,037,000 | 3,109,000 | 3,211,000 | 2,887,000 |
| Risk-weighted assets | 18,201,000 | 17,676,000 | 18,554,000 | 18,355,000 |