Call reports 2003
FIRST NATIONAL BANK OF HAMILTON — 2003
What FIRST NATIONAL BANK OF HAMILTON reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 31,683,000 | 33,083,000 | 34,247,000 | 34,611,000 |
| Total loans | 17,963,000 | 17,759,000 | 17,912,000 | 16,672,000 |
| Allowance for loan losses | 233,000 | 235,000 | 223,000 | 221,000 |
| Securities available for sale | 1,995,000 | 1,341,000 | 2,942,000 | 2,406,000 |
| Securities held to maturity | 547,000 | 2,496,000 | 2,438,000 | 1,405,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,699,000 | 30,103,000 | 31,111,000 | 31,476,000 |
| Interest-bearing deposits | 21,934,000 | 22,712,000 | 23,710,000 | 23,003,000 |
| Noninterest-bearing deposits | 6,765,000 | 7,391,000 | 7,401,000 | 8,473,000 |
| Equity capital | 2,727,000 | 2,731,000 | 2,896,000 | 2,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 369,000 | 737,000 | 1,109,000 | 1,475,000 |
| Interest expense | 85,000 | 165,000 | 234,000 | 293,000 |
| Net interest income | 284,000 | 572,000 | 875,000 | 1,182,000 |
| Noninterest income | 103,000 | 199,000 | 297,000 | 399,000 |
| Noninterest expense | 322,000 | 615,000 | 929,000 | 1,241,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 65,000 | 156,000 | 243,000 | 340,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 65,000 | 156,000 | 243,000 | 340,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,706,000 | 2,798,000 | 2,884,000 | 2,675,000 |
| Total capital | 2,939,000 | 3,029,000 | 3,107,000 | 2,896,000 |
| Risk-weighted assets | 18,857,000 | 18,510,000 | 18,933,000 | 18,305,000 |