Call reports 2002
FIRST NATIONAL BANK OF HAMILTON — 2002
What FIRST NATIONAL BANK OF HAMILTON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 32,253,000 | 30,824,000 | 32,860,000 | 32,285,000 |
| Total loans | 17,062,000 | 16,701,000 | 17,823,000 | 18,167,000 |
| Allowance for loan losses | 209,000 | 223,000 | 245,000 | 227,000 |
| Securities available for sale | 5,100,000 | 4,786,000 | 4,609,000 | 3,424,000 |
| Securities held to maturity | 894,000 | 779,000 | 715,000 | 630,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,318,000 | 27,777,000 | 29,746,000 | 29,287,000 |
| Interest-bearing deposits | 22,995,000 | 21,175,000 | 22,429,000 | 22,138,000 |
| Noninterest-bearing deposits | 6,323,000 | 6,602,000 | 7,317,000 | 7,149,000 |
| Equity capital | 2,671,000 | 2,741,000 | 2,812,000 | 2,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 402,000 | 792,000 | 1,177,000 | 1,593,000 |
| Interest expense | 144,000 | 261,000 | 368,000 | 468,000 |
| Net interest income | 258,000 | 531,000 | 809,000 | 1,125,000 |
| Noninterest income | 103,000 | 206,000 | 306,000 | 410,000 |
| Noninterest expense | 320,000 | 628,000 | 942,000 | 1,269,000 |
| Provision for loan losses | 12,000 | 24,000 | 24,000 | 24,000 |
| Pretax income | 29,000 | 85,000 | 149,000 | 242,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 29,000 | 85,000 | 149,000 | 242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,664,000 | 2,702,000 | 2,766,000 | 2,641,000 |
| Total capital | 2,873,000 | 2,925,000 | 3,005,000 | 2,868,000 |
| Risk-weighted assets | 18,630,000 | 17,850,000 | 19,091,000 | 19,181,000 |