Call reports 2023
FIRST NATIONAL BANK OF JASPER — 2023
What FIRST NATIONAL BANK OF JASPER reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Total assets | 289,882,000 | 285,117,000 | 289,276,000 |
| Total loans | 69,749,000 | 70,159,000 | 71,766,000 |
| Allowance for loan losses | 710,000 | 709,000 | 682,000 |
| Securities available for sale | 190,086,000 | 182,071,000 | 173,138,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 13,363,000 | 13,476,000 | 13,469,000 |
| Total deposits | 258,723,000 | 236,586,000 | 250,845,000 |
| Interest-bearing deposits | 164,268,000 | 145,791,000 | 155,176,000 |
| Noninterest-bearing deposits | 94,455,000 | 90,795,000 | 95,669,000 |
| Equity capital | 28,022,000 | 27,544,000 | 26,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Interest income | 2,935,000 | 5,900,000 | 8,968,000 |
| Interest expense | 212,000 | 718,000 | 1,537,000 |
| Net interest income | 2,723,000 | 5,182,000 | 7,431,000 |
| Noninterest income | 527,000 | 894,000 | 1,205,000 |
| Noninterest expense | 1,511,000 | 2,978,000 | 4,490,000 |
| Provision for loan losses | 10,000 | 15,000 | 45,000 |
| Pretax income | 1,729,000 | 3,077,000 | 4,095,000 |
| Income tax | 323,000 | 567,000 | 744,000 |
| Net income | 1,406,000 | 2,510,000 | 3,351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 |
|---|---|---|---|
| Tier 1 capital | 41,664,000 | 42,518,000 | 43,359,000 |