Call reports 2020
FIRST NATIONAL BANK OF JASPER — 2020
What FIRST NATIONAL BANK OF JASPER reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 251,640,000 | 261,746,000 | 267,456,000 | 270,317,000 |
| Total loans | 66,738,000 | 73,186,000 | 75,415,000 | 71,551,000 |
| Allowance for loan losses | 824,000 | 817,000 | 823,000 | 825,000 |
| Securities available for sale | 158,828,000 | 158,077,000 | 157,412,000 | 163,177,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,859,000 | 8,570,000 | 8,686,000 | 8,761,000 |
| Total deposits | 213,138,000 | 221,385,000 | 227,087,000 | 229,363,000 |
| Interest-bearing deposits | 147,896,000 | 142,596,000 | 148,351,000 | 150,847,000 |
| Noninterest-bearing deposits | 65,242,000 | 78,789,000 | 78,736,000 | 78,516,000 |
| Equity capital | 35,408,000 | 36,584,000 | 37,224,000 | 38,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,017,000 | 3,848,000 | 5,565,000 | 7,386,000 |
| Interest expense | 162,000 | 311,000 | 451,000 | 582,000 |
| Net interest income | 1,855,000 | 3,537,000 | 5,114,000 | 6,804,000 |
| Noninterest income | 362,000 | 656,000 | 910,000 | 1,738,000 |
| Noninterest expense | 1,430,000 | 2,829,000 | 4,214,000 | 5,556,000 |
| Provision for loan losses | 10,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 777,000 | 1,344,000 | 1,790,000 | 2,966,000 |
| Income tax | 140,000 | 224,000 | 283,000 | 342,000 |
| Net income | 637,000 | 1,120,000 | 1,507,000 | 2,624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,799,000 | 35,282,000 | 35,420,000 | 36,287,000 |
| Total capital | 35,623,000 | 36,099,000 | 36,243,000 | 37,112,000 |
| Risk-weighted assets | 76,102,000 | 82,489,000 | 83,349,000 | 81,595,000 |