Call reports 2019
FIRST NATIONAL BANK OF JASPER — 2019
What FIRST NATIONAL BANK OF JASPER reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 261,436,000 | 253,113,000 | 243,616,000 | 242,310,000 |
| Total loans | 69,656,000 | 68,522,000 | 66,869,000 | 67,088,000 |
| Allowance for loan losses | 763,000 | 846,000 | 801,000 | 812,000 |
| Securities available for sale | 158,757,000 | 158,256,000 | 150,823,000 | 146,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,410,000 | 5,516,000 | 5,594,000 | 5,641,000 |
| Total deposits | 226,821,000 | 216,384,000 | 205,000,000 | 204,746,000 |
| Interest-bearing deposits | 162,439,000 | 153,360,000 | 141,598,000 | 143,273,000 |
| Noninterest-bearing deposits | 64,382,000 | 63,024,000 | 63,402,000 | 61,473,000 |
| Equity capital | 32,226,000 | 34,049,000 | 34,419,000 | 34,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,163,000 | 4,284,000 | 6,350,000 | 8,301,000 |
| Interest expense | 169,000 | 337,000 | 496,000 | 645,000 |
| Net interest income | 1,994,000 | 3,947,000 | 5,854,000 | 7,656,000 |
| Noninterest income | 304,000 | 620,000 | 931,000 | 1,198,000 |
| Noninterest expense | 1,501,000 | 3,006,000 | 4,463,000 | 5,828,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 100,000 |
| Pretax income | 767,000 | 1,501,000 | 2,232,000 | 2,926,000 |
| Income tax | 138,000 | 272,000 | 406,000 | 529,000 |
| Net income | 629,000 | 1,229,000 | 1,826,000 | 2,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,895,000 | 33,495,000 | 33,842,000 | 34,163,000 |
| Total capital | 33,658,000 | 34,341,000 | 34,643,000 | 34,975,000 |
| Risk-weighted assets | 78,871,000 | 78,249,000 | 79,056,000 | 76,070,000 |