Call reports 2017
FIRST NATIONAL BANK OF JASPER — 2017
What FIRST NATIONAL BANK OF JASPER reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 270,525,000 | 262,316,000 | 255,049,000 | 250,876,000 |
| Total loans | 65,706,000 | 67,591,000 | 65,218,000 | 66,469,000 |
| Allowance for loan losses | 1,297,000 | 1,307,000 | 1,070,000 | 1,073,000 |
| Securities available for sale | 167,881,000 | 170,205,000 | 164,023,000 | 161,107,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 5,068,000 | 5,127,000 | 5,141,000 | 5,224,000 |
| Total deposits | 237,121,000 | 228,025,000 | 220,713,000 | 218,131,000 |
| Interest-bearing deposits | 176,090,000 | 167,060,000 | 156,922,000 | 155,416,000 |
| Noninterest-bearing deposits | 61,031,000 | 60,965,000 | 63,791,000 | 62,715,000 |
| Equity capital | 30,993,000 | 31,839,000 | 31,878,000 | 30,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,781,000 | 3,648,000 | 5,474,000 | 7,332,000 |
| Interest expense | 163,000 | 326,000 | 501,000 | 658,000 |
| Net interest income | 1,618,000 | 3,322,000 | 4,973,000 | 6,674,000 |
| Noninterest income | 183,000 | 362,000 | 529,000 | 734,000 |
| Noninterest expense | 1,299,000 | 2,579,000 | 4,004,000 | 5,330,000 |
| Provision for loan losses | 15,000 | 25,000 | 45,000 | 50,000 |
| Pretax income | 503,000 | 1,048,000 | 1,418,000 | 1,971,000 |
| Income tax | 118,000 | 252,000 | 329,000 | 1,193,000 |
| Net income | 385,000 | 796,000 | 1,089,000 | 778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,857,000 | 31,268,000 | 31,311,000 | 30,800,000 |
| Total capital | 31,858,000 | 32,288,000 | 32,300,000 | 31,801,000 |
| Risk-weighted assets | 79,786,000 | 81,346,000 | 78,924,000 | 79,903,000 |