Call reports 2016
FIRST NATIONAL BANK OF JASPER — 2016
What FIRST NATIONAL BANK OF JASPER reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 270,174,000 | 268,049,000 | 247,314,000 | 252,470,000 |
| Total loans | 65,645,000 | 63,880,000 | 63,454,000 | 64,432,000 |
| Allowance for loan losses | 1,197,000 | 1,239,000 | 1,223,000 | 1,276,000 |
| Securities available for sale | 168,054,000 | 173,216,000 | 168,181,000 | 158,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 5,089,000 | 5,082,000 | 4,991,000 |
| Total deposits | 236,333,000 | 233,733,000 | 208,762,000 | 219,512,000 |
| Interest-bearing deposits | 185,283,000 | 179,513,000 | 158,639,000 | 163,063,000 |
| Noninterest-bearing deposits | 51,050,000 | 54,220,000 | 50,123,000 | 56,449,000 |
| Equity capital | 31,391,000 | 31,809,000 | 31,996,000 | 30,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,737,000 | 3,538,000 | 5,342,000 | 7,102,000 |
| Interest expense | 173,000 | 348,000 | 517,000 | 678,000 |
| Net interest income | 1,564,000 | 3,190,000 | 4,825,000 | 6,424,000 |
| Noninterest income | 135,000 | 367,000 | 462,000 | 513,000 |
| Noninterest expense | 1,325,000 | 2,626,000 | 3,872,000 | 5,223,000 |
| Provision for loan losses | 20,000 | 21,000 | 20,000 | 21,000 |
| Pretax income | 507,000 | 1,064,000 | 1,548,000 | 1,846,000 |
| Income tax | 115,000 | 249,000 | 358,000 | 406,000 |
| Net income | 392,000 | 815,000 | 1,190,000 | 1,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,975,000 | 30,398,000 | 30,473,000 | 30,722,000 |
| Total capital | 30,941,000 | 31,395,000 | 31,460,000 | 31,744,000 |
| Risk-weighted assets | 76,994,000 | 79,596,000 | 78,741,000 | 81,486,000 |