Call reports 2015
FIRST NATIONAL BANK OF JASPER — 2015
What FIRST NATIONAL BANK OF JASPER reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 271,836,000 | 262,333,000 | 252,321,000 | 257,740,000 |
| Total loans | 69,777,000 | 70,517,000 | 68,897,000 | 68,056,000 |
| Allowance for loan losses | 1,027,000 | 1,059,000 | 1,071,000 | 1,177,000 |
| Securities available for sale | 164,135,000 | 167,626,000 | 164,371,000 | 159,643,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,694,000 | 229,032,000 | 218,656,000 | 224,209,000 |
| Interest-bearing deposits | 189,445,000 | 179,952,000 | 170,307,000 | 174,876,000 |
| Noninterest-bearing deposits | 49,249,000 | 49,080,000 | 48,349,000 | 49,333,000 |
| Equity capital | 30,620,000 | 30,751,000 | 31,117,000 | 31,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,832,000 | 3,662,000 | 5,432,000 | 7,218,000 |
| Interest expense | 165,000 | 333,000 | 498,000 | 666,000 |
| Net interest income | 1,667,000 | 3,329,000 | 4,934,000 | 6,552,000 |
| Noninterest income | 144,000 | 304,000 | 450,000 | 536,000 |
| Noninterest expense | 1,301,000 | 2,598,000 | 3,770,000 | 5,010,000 |
| Provision for loan losses | 10,000 | 40,000 | 115,000 | 140,000 |
| Pretax income | 500,000 | 995,000 | 1,499,000 | 1,938,000 |
| Income tax | 102,000 | 205,000 | 313,000 | 412,000 |
| Net income | 398,000 | 790,000 | 1,186,000 | 1,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,608,000 | 29,347,000 | 29,493,000 | 29,832,000 |
| Total capital | 29,545,000 | 30,325,000 | 30,453,000 | 30,795,000 |
| Risk-weighted assets | 74,877,000 | 78,147,000 | 76,679,000 | 76,774,000 |