Call reports 2014
FIRST NATIONAL BANK OF JASPER — 2014
What FIRST NATIONAL BANK OF JASPER reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 251,427,000 | 259,520,000 | 257,864,000 | 259,305,000 |
| Total loans | 64,608,000 | 64,761,000 | 65,003,000 | 66,507,000 |
| Allowance for loan losses | 1,347,000 | 1,060,000 | 1,059,000 | 1,056,000 |
| Securities available for sale | 140,390,000 | 148,482,000 | 153,730,000 | 158,029,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,820,000 | 227,446,000 | 225,441,000 | 226,511,000 |
| Interest-bearing deposits | 172,191,000 | 178,138,000 | 175,501,000 | 177,344,000 |
| Noninterest-bearing deposits | 47,629,000 | 49,308,000 | 49,940,000 | 49,167,000 |
| Equity capital | 29,063,000 | 29,432,000 | 29,786,000 | 30,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,758,000 | 3,541,000 | 5,345,000 | 7,200,000 |
| Interest expense | 144,000 | 292,000 | 452,000 | 614,000 |
| Net interest income | 1,614,000 | 3,249,000 | 4,893,000 | 6,586,000 |
| Noninterest income | 139,000 | 314,000 | 507,000 | 671,000 |
| Noninterest expense | 1,327,000 | 2,638,000 | 3,880,000 | 5,138,000 |
| Provision for loan losses | 15,000 | 20,000 | 20,000 | 20,000 |
| Pretax income | 411,000 | 905,000 | 1,500,000 | 2,099,000 |
| Income tax | 68,000 | 159,000 | 288,000 | 423,000 |
| Net income | 343,000 | 746,000 | 1,212,000 | 1,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,917,000 | 26,393,000 | 26,810,000 | 27,399,000 |
| Total capital | 26,791,000 | 27,296,000 | 27,718,000 | 28,347,000 |
| Risk-weighted assets | 69,470,000 | 72,104,000 | 72,502,000 | 75,715,000 |