Call reports 2013
FIRST NATIONAL BANK OF JASPER — 2013
What FIRST NATIONAL BANK OF JASPER reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 235,522,000 | 234,937,000 | 225,211,000 | 230,538,000 |
| Total loans | 74,219,000 | 70,427,000 | 68,574,000 | 67,158,000 |
| Allowance for loan losses | 1,243,000 | 1,296,000 | 1,317,000 | 1,352,000 |
| Securities available for sale | 131,596,000 | 135,584,000 | 139,554,000 | 136,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,386,000 | 203,860,000 | 194,278,000 | 199,197,000 |
| Interest-bearing deposits | 162,053,000 | 161,505,000 | 154,278,000 | 157,411,000 |
| Noninterest-bearing deposits | 41,333,000 | 42,355,000 | 40,000,000 | 41,786,000 |
| Equity capital | 29,561,000 | 28,391,000 | 28,318,000 | 28,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,879,000 | 3,688,000 | 5,476,000 | 7,280,000 |
| Interest expense | 172,000 | 336,000 | 487,000 | 622,000 |
| Net interest income | 1,707,000 | 3,352,000 | 4,989,000 | 6,658,000 |
| Noninterest income | 157,000 | 322,000 | 508,000 | 704,000 |
| Noninterest expense | 1,382,000 | 2,754,000 | 4,118,000 | 5,418,000 |
| Provision for loan losses | 70,000 | 120,000 | 140,000 | 160,000 |
| Pretax income | 412,000 | 800,000 | 1,239,000 | 1,784,000 |
| Income tax | 77,000 | 142,000 | 222,000 | 334,000 |
| Net income | 335,000 | 658,000 | 1,017,000 | 1,450,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,361,000 | 24,882,000 | 25,097,000 | 25,689,000 |
| Total capital | 26,269,000 | 25,763,000 | 25,996,000 | 26,572,000 |
| Risk-weighted assets | 72,339,000 | 70,462,000 | 71,523,000 | 70,176,000 |