Call reports 2012
FIRST NATIONAL BANK OF JASPER — 2012
What FIRST NATIONAL BANK OF JASPER reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 238,303,000 | 230,395,000 | 220,214,000 | 227,720,000 |
| Total loans | 82,817,000 | 81,140,000 | 78,702,000 | 75,940,000 |
| Allowance for loan losses | 1,428,000 | 1,425,000 | 1,474,000 | 1,468,000 |
| Securities available for sale | 122,156,000 | 134,677,000 | 132,061,000 | 125,887,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,263,000 | 195,352,000 | 184,509,000 | 192,737,000 |
| Interest-bearing deposits | 160,830,000 | 154,082,000 | 142,491,000 | 150,183,000 |
| Noninterest-bearing deposits | 43,433,000 | 41,270,000 | 42,018,000 | 42,554,000 |
| Equity capital | 28,502,000 | 29,503,000 | 29,976,000 | 29,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,037,000 | 4,014,000 | 5,985,000 | 7,871,000 |
| Interest expense | 236,000 | 466,000 | 682,000 | 871,000 |
| Net interest income | 1,801,000 | 3,548,000 | 5,303,000 | 7,000,000 |
| Noninterest income | 188,000 | 379,000 | 552,000 | 668,000 |
| Noninterest expense | 1,866,000 | 3,297,000 | 4,702,000 | 6,051,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 83,000 | 515,000 | 963,000 | 1,352,000 |
| Income tax | -15,000 | 76,000 | 177,000 | 263,000 |
| Net income | 98,000 | 439,000 | 786,000 | 1,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,249,000 | 24,830,000 | 25,343,000 | 25,067,000 |
| Total capital | 25,156,000 | 25,750,000 | 26,239,000 | 25,976,000 |
| Risk-weighted assets | 72,808,000 | 73,103,000 | 71,096,000 | 72,182,000 |