Call reports 2011
FIRST NATIONAL BANK OF JASPER — 2011
What FIRST NATIONAL BANK OF JASPER reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 234,197,000 | 223,703,000 | 220,580,000 | 222,230,000 |
| Total loans | 82,511,000 | 83,331,000 | 83,449,000 | 82,261,000 |
| Allowance for loan losses | 1,246,000 | 1,270,000 | 1,308,000 | 1,356,000 |
| Securities available for sale | 116,610,000 | 120,682,000 | 116,135,000 | 112,980,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,085,000 | 190,681,000 | 187,198,000 | 188,470,000 |
| Interest-bearing deposits | 160,919,000 | 151,606,000 | 146,622,000 | 147,971,000 |
| Noninterest-bearing deposits | 41,166,000 | 39,075,000 | 40,576,000 | 40,499,000 |
| Equity capital | 26,456,000 | 27,377,000 | 27,785,000 | 28,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,255,000 | 4,448,000 | 6,545,000 | 8,546,000 |
| Interest expense | 358,000 | 684,000 | 962,000 | 1,210,000 |
| Net interest income | 1,897,000 | 3,764,000 | 5,583,000 | 7,336,000 |
| Noninterest income | 184,000 | 396,000 | 578,000 | 801,000 |
| Noninterest expense | 1,644,000 | 2,753,000 | 4,305,000 | 5,713,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 190,000 |
| Pretax income | 112,000 | -78,000 | -124,000 | -107,000 |
| Income tax | -20,000 | -277,000 | -342,000 | -380,000 |
| Net income | 132,000 | 199,000 | 218,000 | 273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,625,000 | 23,983,000 | 23,560,000 | 23,873,000 |
| Total capital | 24,739,000 | 25,020,000 | 24,550,000 | 24,829,000 |
| Risk-weighted assets | 88,965,000 | 82,753,000 | 78,862,000 | 76,055,000 |