Call reports 2010
FIRST NATIONAL BANK OF JASPER — 2010
What FIRST NATIONAL BANK OF JASPER reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 220,817,000 | 217,530,000 | 216,127,000 | 217,714,000 |
| Total loans | 80,101,000 | 82,037,000 | 85,892,000 | 83,319,000 |
| Allowance for loan losses | 1,114,000 | 1,182,000 | 1,221,000 | 1,230,000 |
| Securities available for sale | 124,810,000 | 120,155,000 | 114,315,000 | 111,778,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,351,000 | 189,309,000 | 186,441,000 | 186,759,000 |
| Interest-bearing deposits | 154,731,000 | 149,735,000 | 147,751,000 | 148,685,000 |
| Noninterest-bearing deposits | 38,620,000 | 39,574,000 | 38,690,000 | 38,074,000 |
| Equity capital | 21,869,000 | 22,607,000 | 24,073,000 | 25,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,654,000 | 5,062,000 | 7,370,000 | 9,688,000 |
| Interest expense | 547,000 | 1,044,000 | 1,448,000 | 1,819,000 |
| Net interest income | 2,107,000 | 4,018,000 | 5,922,000 | 7,869,000 |
| Noninterest income | 219,000 | 437,000 | 686,000 | 904,000 |
| Noninterest expense | 1,551,000 | 3,116,000 | 4,700,000 | 6,098,000 |
| Provision for loan losses | 147,000 | 222,000 | 277,000 | 322,000 |
| Pretax income | -3,011,000 | -2,507,000 | -2,963,000 | -2,517,000 |
| Income tax | -1,084,000 | -970,000 | -1,182,000 | -1,089,000 |
| Net income | -1,927,000 | -1,537,000 | -1,781,000 | -1,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,170,000 | 22,561,000 | 21,987,000 | 23,327,000 |
| Total capital | 23,284,000 | 23,743,000 | 23,208,000 | 24,492,000 |
| Risk-weighted assets | 107,854,000 | 99,751,000 | 106,909,000 | 93,103,000 |