Call reports 2009
FIRST NATIONAL BANK OF JASPER — 2009
What FIRST NATIONAL BANK OF JASPER reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 244,465,000 | 239,264,000 | 235,203,000 | 210,359,000 |
| Total loans | 63,999,000 | 65,907,000 | 69,918,000 | 70,711,000 |
| Allowance for loan losses | 460,000 | 464,000 | 1,018,000 | 1,027,000 |
| Securities available for sale | 163,356,000 | 153,167,000 | 147,908,000 | 121,325,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,343,000 | 190,764,000 | 188,342,000 | 183,753,000 |
| Interest-bearing deposits | 150,701,000 | 150,890,000 | 148,748,000 | 144,610,000 |
| Noninterest-bearing deposits | 42,642,000 | 39,874,000 | 39,594,000 | 39,143,000 |
| Equity capital | 16,261,000 | 10,882,000 | 14,937,000 | 20,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,319,000 | 6,642,000 | 9,836,000 | 12,799,000 |
| Interest expense | 1,141,000 | 2,241,000 | 3,319,000 | 5,067,000 |
| Net interest income | 2,178,000 | 4,401,000 | 6,517,000 | 7,732,000 |
| Noninterest income | 189,000 | 416,000 | 664,000 | 903,000 |
| Noninterest expense | 1,376,000 | 2,812,000 | 4,268,000 | 5,954,000 |
| Provision for loan losses | 40,000 | 100,000 | 675,000 | 775,000 |
| Pretax income | 1,045,000 | 1,999,000 | 763,000 | -1,707,000 |
| Income tax | 251,000 | 464,000 | -50,000 | -978,000 |
| Net income | 794,000 | 1,535,000 | 813,000 | -729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,681,000 | 20,109,000 | 18,671,000 | 25,404,000 |
| Total capital | 20,141,000 | 20,573,000 | 19,689,000 | 26,431,000 |
| Risk-weighted assets | 140,686,000 | 157,993,000 | 132,170,000 | 111,099,000 |