Call reports 2008
FIRST NATIONAL BANK OF JASPER — 2008
What FIRST NATIONAL BANK OF JASPER reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 249,040,000 | 236,747,000 | 226,678,000 | 224,879,000 |
| Total loans | 63,584,000 | 65,921,000 | 65,608,000 | 66,203,000 |
| Allowance for loan losses | 631,000 | 447,000 | 410,000 | 425,000 |
| Securities available for sale | 173,377,000 | 156,425,000 | 143,036,000 | 138,394,000 |
| Securities held to maturity | 36,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,947,000 | 182,128,000 | 176,295,000 | 179,006,000 |
| Interest-bearing deposits | 150,471,000 | 172,117,000 | 135,973,000 | 137,552,000 |
| Noninterest-bearing deposits | 37,476,000 | 10,011,000 | 40,322,000 | 41,454,000 |
| Equity capital | 23,294,000 | 20,914,000 | 16,143,000 | 11,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,637,000 | 7,037,000 | 10,318,000 | 13,600,000 |
| Interest expense | 1,520,000 | 2,925,000 | 4,208,000 | 5,392,000 |
| Net interest income | 2,117,000 | 4,112,000 | 6,110,000 | 8,208,000 |
| Noninterest income | 236,000 | 483,000 | 721,000 | 929,000 |
| Noninterest expense | 1,192,000 | 2,441,000 | 3,713,000 | 5,105,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 100,000 |
| Pretax income | 1,182,000 | 2,194,000 | 3,158,000 | -2,987,000 |
| Income tax | 315,000 | 574,000 | 813,000 | -1,367,000 |
| Net income | 867,000 | 1,620,000 | 2,345,000 | -1,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,524,000 | 24,277,000 | 24,569,000 | 20,605,000 |
| Total capital | 24,155,000 | 24,724,000 | 24,979,000 | 21,030,000 |
| Risk-weighted assets | 85,554,000 | 87,796,000 | 101,105,000 | 140,035,000 |