Call reports 2007
FIRST NATIONAL BANK OF JASPER — 2007
What FIRST NATIONAL BANK OF JASPER reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 211,682,000 | 209,176,000 | 215,399,000 | 234,704,000 |
| Total loans | 60,161,000 | 62,044,000 | 64,862,000 | 62,444,000 |
| Allowance for loan losses | 578,000 | 579,000 | 577,000 | 582,000 |
| Securities available for sale | 133,884,000 | 134,444,000 | 137,939,000 | 160,590,000 |
| Securities held to maturity | 119,000 | 75,000 | 36,000 | 36,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,259,000 | 182,182,000 | 181,417,000 | 182,119,000 |
| Interest-bearing deposits | 150,982,000 | 144,871,000 | 144,865,000 | 145,696,000 |
| Noninterest-bearing deposits | 37,277,000 | 37,311,000 | 36,552,000 | 36,423,000 |
| Equity capital | 20,684,000 | 20,132,000 | 21,671,000 | 23,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,647,000 | 5,351,000 | 8,146,000 | 11,129,000 |
| Interest expense | 1,103,000 | 2,316,000 | 3,613,000 | 5,061,000 |
| Net interest income | 1,544,000 | 3,035,000 | 4,533,000 | 6,068,000 |
| Noninterest income | 191,000 | 439,000 | 697,000 | 1,298,000 |
| Noninterest expense | 1,095,000 | 2,271,000 | 3,421,000 | 4,780,000 |
| Provision for loan losses | 5,000 | 5,000 | 15,000 | 25,000 |
| Pretax income | 635,000 | 1,140,000 | 1,736,000 | 2,513,000 |
| Income tax | 102,000 | 163,000 | 261,000 | 318,000 |
| Net income | 533,000 | 977,000 | 1,475,000 | 2,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,829,000 | 22,273,000 | 22,371,000 | 23,090,000 |
| Total capital | 22,407,000 | 22,852,000 | 22,948,000 | 23,672,000 |
| Risk-weighted assets | 72,958,000 | 77,972,000 | 83,838,000 | 82,226,000 |