Call reports 2006
FIRST NATIONAL BANK OF JASPER — 2006
What FIRST NATIONAL BANK OF JASPER reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 212,302,000 | 207,979,000 | 200,775,000 | 204,671,000 |
| Total loans | 60,819,000 | 60,874,000 | 64,034,000 | 60,428,000 |
| Allowance for loan losses | 653,000 | 644,000 | 648,000 | 574,000 |
| Securities available for sale | 120,278,000 | 126,941,000 | 122,562,000 | 130,257,000 |
| Securities held to maturity | 1,055,000 | 990,000 | 990,000 | 154,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,411,000 | 186,268,000 | 178,526,000 | 178,287,000 |
| Interest-bearing deposits | 150,862,000 | 148,383,000 | 141,924,000 | 141,593,000 |
| Noninterest-bearing deposits | 39,549,000 | 37,885,000 | 36,602,000 | 36,694,000 |
| Equity capital | 19,148,000 | 18,929,000 | 19,480,000 | 20,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,365,000 | 4,919,000 | 7,451,000 | 10,071,000 |
| Interest expense | 811,000 | 1,712,000 | 2,779,000 | 3,890,000 |
| Net interest income | 1,554,000 | 3,207,000 | 4,672,000 | 6,181,000 |
| Noninterest income | 161,000 | 318,000 | 513,000 | 697,000 |
| Noninterest expense | 1,136,000 | 2,274,000 | 3,435,000 | 4,669,000 |
| Provision for loan losses | 0 | 0 | 0 | -75,000 |
| Pretax income | 570,000 | 1,242,000 | 1,763,000 | 2,302,000 |
| Income tax | 77,000 | 181,000 | 221,000 | 293,000 |
| Net income | 493,000 | 1,061,000 | 1,542,000 | 2,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,702,000 | 21,270,000 | 21,232,000 | 21,697,000 |
| Total capital | 21,356,000 | 21,914,000 | 21,880,000 | 22,271,000 |
| Risk-weighted assets | 71,053,000 | 72,431,000 | 72,882,000 | 69,124,000 |