Call reports 2005
FIRST NATIONAL BANK OF JASPER — 2005
What FIRST NATIONAL BANK OF JASPER reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 198,821,000 | 192,539,000 | 188,618,000 | 193,990,000 |
| Total loans | 65,636,000 | 65,095,000 | 66,194,000 | 64,369,000 |
| Allowance for loan losses | 647,000 | 685,000 | 652,000 | 652,000 |
| Securities available for sale | 120,778,000 | 114,960,000 | 109,571,000 | 116,152,000 |
| Securities held to maturity | 1,324,000 | 1,270,000 | 1,285,000 | 1,255,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,232,000 | 167,025,000 | 159,504,000 | 171,945,000 |
| Interest-bearing deposits | 146,322,000 | 137,470,000 | 131,791,000 | 131,710,000 |
| Noninterest-bearing deposits | 28,910,000 | 29,555,000 | 27,713,000 | 40,235,000 |
| Equity capital | 18,232,000 | 19,022,000 | 19,029,000 | 19,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,057,000 | 4,200,000 | 6,355,000 | 8,600,000 |
| Interest expense | 523,000 | 1,154,000 | 1,876,000 | 2,591,000 |
| Net interest income | 1,534,000 | 3,046,000 | 4,479,000 | 6,009,000 |
| Noninterest income | 227,000 | 441,000 | 639,000 | 794,000 |
| Noninterest expense | 1,133,000 | 2,257,000 | 3,355,000 | 4,623,000 |
| Provision for loan losses | 25,000 | 45,000 | 45,000 | 45,000 |
| Pretax income | 603,000 | 1,184,000 | 1,717,000 | 2,134,000 |
| Income tax | 112,000 | 208,000 | 291,000 | 333,000 |
| Net income | 491,000 | 976,000 | 1,426,000 | 1,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,429,000 | 19,914,000 | 20,095,000 | 20,469,000 |
| Total capital | 20,076,000 | 20,599,000 | 20,747,000 | 21,121,000 |
| Risk-weighted assets | 64,546,000 | 64,754,000 | 63,227,000 | 67,631,000 |