Call reports 2004
FIRST NATIONAL BANK OF JASPER — 2004
What FIRST NATIONAL BANK OF JASPER reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 195,876,000 | 190,903,000 | 188,707,000 | 188,340,000 |
| Total loans | 55,113,000 | 61,124,000 | 63,754,000 | 65,830,000 |
| Allowance for loan losses | 684,000 | 671,000 | 649,000 | 653,000 |
| Securities available for sale | 125,069,000 | 116,456,000 | 112,495,000 | 109,657,000 |
| Securities held to maturity | 1,411,000 | 1,404,000 | 1,370,000 | 1,340,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,990,000 | 169,233,000 | 167,115,000 | 164,879,000 |
| Interest-bearing deposits | 147,158,000 | 142,087,000 | 138,896,000 | 135,545,000 |
| Noninterest-bearing deposits | 26,832,000 | 27,146,000 | 28,219,000 | 29,334,000 |
| Equity capital | 18,976,000 | 17,145,000 | 19,000,000 | 18,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,036,000 | 4,058,000 | 6,042,000 | 8,020,000 |
| Interest expense | 525,000 | 983,000 | 1,428,000 | 1,899,000 |
| Net interest income | 1,511,000 | 3,075,000 | 4,614,000 | 6,121,000 |
| Noninterest income | 275,000 | 510,000 | 749,000 | 980,000 |
| Noninterest expense | 1,107,000 | 2,230,000 | 3,357,000 | 4,561,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 30,000 |
| Pretax income | 704,000 | 1,381,000 | 2,033,000 | 2,635,000 |
| Income tax | 155,000 | 279,000 | 416,000 | 549,000 |
| Net income | 549,000 | 1,102,000 | 1,617,000 | 2,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,922,000 | 18,475,000 | 18,865,000 | 19,208,000 |
| Total capital | 18,606,000 | 19,146,000 | 19,514,000 | 19,861,000 |
| Risk-weighted assets | 61,711,000 | 60,704,000 | 59,787,000 | 61,446,000 |