Call reports 2003
FIRST NATIONAL BANK OF JASPER — 2003
What FIRST NATIONAL BANK OF JASPER reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 194,930,000 | 190,490,000 | 190,689,000 | 189,035,000 |
| Total loans | 51,269,000 | 51,950,000 | 55,484,000 | 55,736,000 |
| Allowance for loan losses | 697,000 | 678,000 | 669,000 | 710,000 |
| Securities available for sale | 122,272,000 | 119,518,000 | 121,417,000 | 116,585,000 |
| Securities held to maturity | 1,463,000 | 1,361,000 | 1,348,000 | 1,426,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,410,000 | 169,189,000 | 170,580,000 | 168,259,000 |
| Interest-bearing deposits | 148,664,000 | 143,053,000 | 143,549,000 | 141,943,000 |
| Noninterest-bearing deposits | 25,746,000 | 26,136,000 | 27,031,000 | 26,316,000 |
| Equity capital | 17,846,000 | 18,392,000 | 17,286,000 | 18,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,051,000 | 4,076,000 | 6,072,000 | 8,168,000 |
| Interest expense | 834,000 | 1,606,000 | 2,268,000 | 2,852,000 |
| Net interest income | 1,217,000 | 2,470,000 | 3,804,000 | 5,316,000 |
| Noninterest income | 218,000 | 430,000 | 661,000 | 926,000 |
| Noninterest expense | 1,060,000 | 2,136,000 | 3,150,000 | 4,285,000 |
| Provision for loan losses | 115,000 | 115,000 | 132,000 | 187,000 |
| Pretax income | 311,000 | 754,000 | 1,304,000 | 1,983,000 |
| Income tax | 56,000 | 152,000 | 283,000 | 460,000 |
| Net income | 255,000 | 602,000 | 1,021,000 | 1,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,355,000 | 16,702,000 | 16,996,000 | 17,498,000 |
| Total capital | 17,052,000 | 17,380,000 | 17,665,000 | 18,208,000 |
| Risk-weighted assets | 63,738,000 | 63,071,000 | 65,731,000 | 64,430,000 |