Call reports 2002
FIRST NATIONAL BANK OF JASPER — 2002
What FIRST NATIONAL BANK OF JASPER reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 195,374,000 | 186,656,000 | 183,373,000 | 183,440,000 |
| Total loans | 49,361,000 | 50,157,000 | 49,605,000 | 51,575,000 |
| Allowance for loan losses | 684,000 | 614,000 | 586,000 | 583,000 |
| Securities available for sale | 110,704,000 | 119,046,000 | 108,085,000 | 111,414,000 |
| Securities held to maturity | 12,452,000 | 1,467,000 | 1,433,000 | 1,412,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,849,000 | 167,044,000 | 162,963,000 | 162,714,000 |
| Interest-bearing deposits | 152,540,000 | 142,497,000 | 139,073,000 | 139,488,000 |
| Noninterest-bearing deposits | 25,309,000 | 24,547,000 | 23,890,000 | 23,226,000 |
| Equity capital | 15,056,000 | 16,966,000 | 17,730,000 | 17,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,439,000 | 4,901,000 | 7,198,000 | 9,340,000 |
| Interest expense | 1,091,000 | 2,085,000 | 2,975,000 | 3,836,000 |
| Net interest income | 1,348,000 | 2,816,000 | 4,223,000 | 5,504,000 |
| Noninterest income | 213,000 | 420,000 | 622,000 | 842,000 |
| Noninterest expense | 1,002,000 | 1,995,000 | 3,034,000 | 4,169,000 |
| Provision for loan losses | 33,000 | 79,000 | 109,000 | 124,000 |
| Pretax income | 526,000 | 1,162,000 | 1,702,000 | 2,067,000 |
| Income tax | 136,000 | 307,000 | 453,000 | 434,000 |
| Net income | 390,000 | 855,000 | 1,249,000 | 1,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,107,000 | 15,572,000 | 15,841,000 | 16,225,000 |
| Total capital | 15,791,000 | 16,186,000 | 16,427,000 | 16,808,000 |
| Risk-weighted assets | 69,252,000 | 59,806,000 | 57,962,000 | 62,370,000 |