Call reports 2017
GUARANTY BANK AND TRUST COMPANY — 2017
What GUARANTY BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Total assets | 266,840,000 | 263,676,000 | 257,218,000 |
| Total loans | 197,329,000 | 201,425,000 | 196,109,000 |
| Allowance for loan losses | 2,425,000 | 2,537,000 | 2,516,000 |
| Securities available for sale | 61,902,000 | 52,353,000 | 49,911,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 213,496,000 | 211,834,000 | 212,302,000 |
| Interest-bearing deposits | 165,944,000 | 163,275,000 | 165,833,000 |
| Noninterest-bearing deposits | 47,552,000 | 48,559,000 | 46,469,000 |
| Equity capital | 30,645,000 | 31,938,000 | 25,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Interest income | 2,416,000 | 4,935,000 | 7,437,000 |
| Interest expense | 160,000 | 336,000 | 497,000 |
| Net interest income | 2,256,000 | 4,599,000 | 6,940,000 |
| Noninterest income | 502,000 | 1,027,000 | 1,383,000 |
| Noninterest expense | 2,111,000 | 4,472,000 | 7,916,000 |
| Provision for loan losses | 80,000 | 355,000 | 355,000 |
| Pretax income | 567,000 | 1,284,000 | 688,000 |
| Income tax | 22,000 | 38,000 | 227,000 |
| Net income | 545,000 | 1,246,000 | 461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Tier 1 capital | 31,333,000 | 32,034,000 | 25,481,000 |
| Total capital | 33,758,000 | 34,571,000 | 27,997,000 |
| Risk-weighted assets | 210,601,000 | 213,649,000 | 204,793,000 |