Call reports 2017
PEOPLES BANK OF COMMERCE — 2017
What PEOPLES BANK OF COMMERCE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Total assets | 294,753,000 | 292,085,000 | 301,679,000 |
| Total loans | 171,617,000 | 167,235,000 | 167,698,000 |
| Allowance for loan losses | 2,568,000 | 2,594,000 | 2,601,000 |
| Securities available for sale | 96,947,000 | 95,089,000 | 98,597,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 257,750,000 | 253,766,000 | 263,372,000 |
| Interest-bearing deposits | 178,784,000 | 175,095,000 | 176,683,000 |
| Noninterest-bearing deposits | 78,966,000 | 78,671,000 | 86,689,000 |
| Equity capital | 33,227,000 | 34,558,000 | 34,298,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Interest income | 2,605,000 | 5,340,000 | 8,051,000 |
| Interest expense | 114,000 | 228,000 | 345,000 |
| Net interest income | 2,491,000 | 5,112,000 | 7,706,000 |
| Noninterest income | 510,000 | 1,115,000 | 1,982,000 |
| Noninterest expense | 2,224,000 | 4,360,000 | 6,545,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 786,000 | 1,878,000 | 3,176,000 |
| Income tax | 4,000 | 4,000 | 4,000 |
| Net income | 782,000 | 1,874,000 | 3,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Tier 1 capital | 32,676,000 | 33,022,000 | 33,226,000 |
| Total capital | 35,203,000 | 35,498,000 | 35,710,000 |
| Risk-weighted assets | 202,091,000 | 197,944,000 | 198,570,000 |