Call reports 2016
PEOPLES BANK OF COMMERCE — 2016
What PEOPLES BANK OF COMMERCE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 293,218,000 | 294,648,000 | 299,699,000 | 295,736,000 |
| Total loans | 164,249,000 | 166,261,000 | 174,891,000 | 174,364,000 |
| Allowance for loan losses | 3,598,000 | 3,307,000 | 3,318,000 | 3,319,000 |
| Securities available for sale | 106,767,000 | 108,869,000 | 104,875,000 | 98,367,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,146,000 | 255,293,000 | 259,900,000 | 258,906,000 |
| Interest-bearing deposits | 182,869,000 | 186,104,000 | 183,376,000 | 184,862,000 |
| Noninterest-bearing deposits | 71,277,000 | 69,189,000 | 76,524,000 | 74,044,000 |
| Equity capital | 35,605,000 | 35,815,000 | 35,993,000 | 32,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,701,000 | 5,342,000 | 8,106,000 | 10,907,000 |
| Interest expense | 123,000 | 242,000 | 362,000 | 483,000 |
| Net interest income | 2,578,000 | 5,100,000 | 7,744,000 | 10,424,000 |
| Noninterest income | 540,000 | 1,095,000 | 1,704,000 | 2,474,000 |
| Noninterest expense | 2,404,000 | 4,731,000 | 6,992,000 | 9,438,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 785,000 | 1,535,000 | 2,556,000 | 3,568,000 |
| Income tax | 0 | 6,000 | 6,000 | 6,000 |
| Net income | 785,000 | 1,529,000 | 2,550,000 | 3,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,751,000 | 32,683,000 | 32,910,000 | 32,876,000 |
| Total capital | 35,217,000 | 35,178,000 | 35,511,000 | 35,452,000 |
| Risk-weighted assets | 196,121,000 | 198,782,000 | 207,393,000 | 205,312,000 |