Call reports 2015
PEOPLES BANK OF COMMERCE — 2015
What PEOPLES BANK OF COMMERCE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 283,680,000 | 274,525,000 | 287,282,000 | 298,466,000 |
| Total loans | 160,015,000 | 158,895,000 | 156,947,000 | 167,100,000 |
| Allowance for loan losses | 3,715,000 | 3,723,000 | 3,719,000 | 3,620,000 |
| Securities available for sale | 102,363,000 | 103,437,000 | 107,101,000 | 114,804,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,083,000 | 237,019,000 | 249,104,000 | 260,350,000 |
| Interest-bearing deposits | 180,472,000 | 177,081,000 | 184,137,000 | 195,376,000 |
| Noninterest-bearing deposits | 64,611,000 | 59,938,000 | 64,967,000 | 64,974,000 |
| Equity capital | 35,299,000 | 34,107,000 | 34,567,000 | 34,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,597,000 | 5,215,000 | 7,843,000 | 10,595,000 |
| Interest expense | 117,000 | 234,000 | 354,000 | 476,000 |
| Net interest income | 2,480,000 | 4,981,000 | 7,489,000 | 10,119,000 |
| Noninterest income | 559,000 | 1,249,000 | 1,841,000 | 2,416,000 |
| Noninterest expense | 2,268,000 | 4,554,000 | 6,845,000 | 9,189,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 939,000 | 1,844,000 | 2,653,000 | 3,514,000 |
| Income tax | 4,000 | 6,000 | 6,000 | 6,000 |
| Net income | 935,000 | 1,838,000 | 2,647,000 | 3,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,646,000 | 32,600,000 | 32,475,000 | 32,775,000 |
| Total capital | 35,065,000 | 35,042,000 | 34,876,000 | 35,321,000 |
| Risk-weighted assets | 192,302,000 | 194,071,000 | 190,771,000 | 202,573,000 |