Call reports 2014
PEOPLES BANK OF COMMERCE — 2014
What PEOPLES BANK OF COMMERCE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 286,650,000 | 287,545,000 | 286,856,000 | 280,450,000 |
| Total loans | 155,409,000 | 155,118,000 | 155,817,000 | 152,586,000 |
| Allowance for loan losses | 4,208,000 | 3,746,000 | 3,757,000 | 3,700,000 |
| Securities available for sale | 98,993,000 | 107,087,000 | 106,931,000 | 104,574,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,477,000 | 245,279,000 | 247,153,000 | 239,421,000 |
| Interest-bearing deposits | 187,919,000 | 189,857,000 | 189,483,000 | 186,565,000 |
| Noninterest-bearing deposits | 57,558,000 | 55,422,000 | 57,670,000 | 52,856,000 |
| Equity capital | 33,605,000 | 35,050,000 | 35,151,000 | 35,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,646,000 | 5,291,000 | 7,932,000 | 10,551,000 |
| Interest expense | 133,000 | 270,000 | 407,000 | 545,000 |
| Net interest income | 2,513,000 | 5,021,000 | 7,525,000 | 10,006,000 |
| Noninterest income | 564,000 | 1,257,000 | 2,109,000 | 2,777,000 |
| Noninterest expense | 2,493,000 | 4,776,000 | 7,146,000 | 9,568,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 643,000 | 1,561,000 | 2,546,000 | 3,274,000 |
| Income tax | 0 | 5,000 | 5,000 | 5,000 |
| Net income | 643,000 | 1,556,000 | 2,541,000 | 3,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,295,000 | 33,048,000 | 33,183,000 | 33,061,000 |
| Total capital | 34,620,000 | 35,408,000 | 35,546,000 | 35,387,000 |
| Risk-weighted assets | 184,095,000 | 187,401,000 | 187,644,000 | 184,704,000 |