Call reports 2013
PEOPLES BANK OF COMMERCE — 2013
What PEOPLES BANK OF COMMERCE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 274,101,000 | 278,890,000 | 279,089,000 | 273,020,000 |
| Total loans | 162,624,000 | 160,836,000 | 159,451,000 | 155,479,000 |
| Allowance for loan losses | 4,273,000 | 4,120,000 | 4,123,000 | 3,987,000 |
| Securities available for sale | 93,828,000 | 101,689,000 | 101,814,000 | 102,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,503,000 | 229,244,000 | 234,420,000 | 230,916,000 |
| Interest-bearing deposits | 168,510,000 | 174,041,000 | 170,229,000 | 173,886,000 |
| Noninterest-bearing deposits | 56,993,000 | 55,203,000 | 64,191,000 | 57,030,000 |
| Equity capital | 36,910,000 | 34,144,000 | 34,077,000 | 32,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,747,000 | 5,426,000 | 8,119,000 | 10,778,000 |
| Interest expense | 147,000 | 284,000 | 421,000 | 558,000 |
| Net interest income | 2,600,000 | 5,142,000 | 7,698,000 | 10,220,000 |
| Noninterest income | 676,000 | 1,461,000 | 2,093,000 | 2,684,000 |
| Noninterest expense | 2,539,000 | 4,957,000 | 7,324,000 | 10,002,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 750,000 | 1,685,000 | 2,506,000 | 2,942,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 745,000 | 1,680,000 | 2,501,000 | 2,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,266,000 | 32,956,000 | 32,883,000 | 32,159,000 |
| Total capital | 35,612,000 | 35,370,000 | 35,280,000 | 34,525,000 |
| Risk-weighted assets | 185,758,000 | 191,452,000 | 190,040,000 | 187,680,000 |