Call reports 2012
PEOPLES BANK OF COMMERCE — 2012
What PEOPLES BANK OF COMMERCE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 295,151,000 | 288,479,000 | 288,722,000 | 279,886,000 |
| Total loans | 186,845,000 | 182,974,000 | 178,399,000 | 168,435,000 |
| Allowance for loan losses | 4,209,000 | 3,900,000 | 4,026,000 | 4,341,000 |
| Securities available for sale | 79,515,000 | 87,521,000 | 96,897,000 | 96,192,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,877,000 | 236,719,000 | 235,131,000 | 228,950,000 |
| Interest-bearing deposits | 180,086,000 | 184,714,000 | 178,864,000 | 177,500,000 |
| Noninterest-bearing deposits | 56,791,000 | 52,005,000 | 56,267,000 | 51,450,000 |
| Equity capital | 37,999,000 | 38,091,000 | 38,180,000 | 38,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,439,000 | 6,669,000 | 9,789,000 | 13,094,000 |
| Interest expense | 381,000 | 689,000 | 894,000 | 1,068,000 |
| Net interest income | 3,058,000 | 5,980,000 | 8,895,000 | 12,026,000 |
| Noninterest income | 807,000 | 1,521,000 | 2,242,000 | 2,895,000 |
| Noninterest expense | 2,572,000 | 5,005,000 | 7,409,000 | 9,849,000 |
| Provision for loan losses | 195,000 | 425,000 | 875,000 | 1,215,000 |
| Pretax income | 1,098,000 | 2,071,000 | 2,853,000 | 3,869,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 1,093,000 | 2,066,000 | 2,848,000 | 3,864,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,791,000 | 34,414,000 | 33,736,000 | 34,148,000 |
| Total capital | 37,461,000 | 37,020,000 | 36,281,000 | 36,561,000 |
| Risk-weighted assets | 212,088,000 | 207,191,000 | 202,098,000 | 191,129,000 |