Call reports 2011
PEOPLES BANK OF COMMERCE — 2011
What PEOPLES BANK OF COMMERCE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 310,402,000 | 303,283,000 | 301,488,000 | 296,033,000 |
| Total loans | 218,587,000 | 209,827,000 | 202,030,000 | 196,552,000 |
| Allowance for loan losses | 4,769,000 | 4,831,000 | 4,969,000 | 3,987,000 |
| Securities available for sale | 53,742,000 | 58,596,000 | 75,863,000 | 79,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,727,000 | 239,093,000 | 238,933,000 | 232,728,000 |
| Interest-bearing deposits | 196,466,000 | 186,496,000 | 185,036,000 | 183,781,000 |
| Noninterest-bearing deposits | 47,261,000 | 52,597,000 | 53,897,000 | 48,947,000 |
| Equity capital | 35,546,000 | 37,034,000 | 38,259,000 | 37,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,932,000 | 7,927,000 | 11,793,000 | 15,500,000 |
| Interest expense | 681,000 | 1,271,000 | 1,764,000 | 2,220,000 |
| Net interest income | 3,251,000 | 6,656,000 | 10,029,000 | 13,280,000 |
| Noninterest income | 729,000 | 1,313,000 | 1,679,000 | 1,590,000 |
| Noninterest expense | 2,770,000 | 5,503,000 | 8,215,000 | 10,767,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,000,000 | 1,250,000 |
| Pretax income | 835,000 | 1,717,000 | 2,495,000 | 2,855,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 830,000 | 1,712,000 | 2,490,000 | 2,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,351,000 | 34,883,000 | 35,040,000 | 34,398,000 |
| Total capital | 37,295,000 | 37,728,000 | 37,922,000 | 37,207,000 |
| Risk-weighted assets | 233,680,000 | 225,577,000 | 228,481,000 | 223,565,000 |