Call reports 2010
PEOPLES BANK OF COMMERCE — 2010
What PEOPLES BANK OF COMMERCE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 339,934,000 | 328,684,000 | 316,883,000 | 311,004,000 |
| Total loans | 269,754,000 | 256,592,000 | 249,201,000 | 232,156,000 |
| Allowance for loan losses | 4,508,000 | 5,562,000 | 5,719,000 | 4,652,000 |
| Securities available for sale | 44,575,000 | 45,195,000 | 42,116,000 | 44,371,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,125,000 | 249,121,000 | 254,136,000 | 246,444,000 |
| Interest-bearing deposits | 203,291,000 | 203,733,000 | 203,468,000 | 203,018,000 |
| Noninterest-bearing deposits | 46,834,000 | 45,388,000 | 50,668,000 | 43,426,000 |
| Equity capital | 34,239,000 | 33,823,000 | 35,030,000 | 34,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,027,000 | 9,586,000 | 14,008,000 | 18,162,000 |
| Interest expense | 1,213,000 | 2,452,000 | 3,369,000 | 4,152,000 |
| Net interest income | 3,814,000 | 7,134,000 | 10,639,000 | 14,010,000 |
| Noninterest income | -432,000 | 148,000 | 966,000 | 1,354,000 |
| Noninterest expense | 2,746,000 | 5,683,000 | 8,536,000 | 11,193,000 |
| Provision for loan losses | 890,000 | 2,830,000 | 3,775,000 | 4,475,000 |
| Pretax income | 42,000 | -525,000 | 116,000 | 580,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 37,000 | -530,000 | 111,000 | 575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,178,000 | 32,611,000 | 33,251,000 | 33,715,000 |
| Total capital | 36,713,000 | 36,031,000 | 36,491,000 | 36,795,000 |
| Risk-weighted assets | 281,833,000 | 271,473,000 | 256,739,000 | 244,793,000 |