Call reports 2002
PEOPLES BANK OF COMMERCE — 2002
What PEOPLES BANK OF COMMERCE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 190,805,000 | 196,340,000 | 204,025,000 | 205,730,000 |
| Total loans | 150,457,000 | 157,741,000 | 155,345,000 | 156,514,000 |
| Allowance for loan losses | 2,234,000 | 2,219,000 | 2,331,000 | 2,439,000 |
| Securities available for sale | 24,252,000 | 23,542,000 | 30,525,000 | 29,233,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,562,000 | 173,759,000 | 180,376,000 | 181,298,000 |
| Interest-bearing deposits | 137,619,000 | 141,012,000 | 144,713,000 | 146,603,000 |
| Noninterest-bearing deposits | 31,943,000 | 32,747,000 | 35,663,000 | 34,695,000 |
| Equity capital | 15,362,000 | 16,729,000 | 17,617,000 | 18,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,178,000 | 6,402,000 | 9,750,000 | 13,056,000 |
| Interest expense | 938,000 | 1,782,000 | 2,630,000 | 3,414,000 |
| Net interest income | 2,240,000 | 4,620,000 | 7,120,000 | 9,642,000 |
| Noninterest income | 339,000 | 701,000 | 1,095,000 | 1,472,000 |
| Noninterest expense | 1,486,000 | 3,022,000 | 4,700,000 | 6,503,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 988,000 | 2,089,000 | 3,200,000 | 4,191,000 |
| Income tax | 802,000 | 802,000 | 802,000 | 802,000 |
| Net income | 186,000 | 1,287,000 | 2,398,000 | 3,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,020,000 | 16,037,000 | 16,648,000 | 17,135,000 |
| Total capital | 16,997,000 | 18,132,000 | 18,738,000 | 19,250,000 |
| Risk-weighted assets | 157,906,000 | 167,456,000 | 166,937,000 | 168,838,000 |