Call reports 2001
PEOPLES BANK OF COMMERCE — 2001
What PEOPLES BANK OF COMMERCE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 184,630,000 | 183,673,000 | 183,211,000 | 190,546,000 |
| Total loans | 141,057,000 | 144,278,000 | 146,819,000 | 152,264,000 |
| Allowance for loan losses | 1,935,000 | 1,918,000 | 1,972,000 | 2,084,000 |
| Securities available for sale | 26,916,000 | 25,534,000 | 25,189,000 | 23,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,548,000 | 163,141,000 | 162,172,000 | 168,876,000 |
| Interest-bearing deposits | 139,912,000 | 134,668,000 | 132,833,000 | 136,082,000 |
| Noninterest-bearing deposits | 24,636,000 | 28,473,000 | 29,339,000 | 32,794,000 |
| Equity capital | 13,520,000 | 14,060,000 | 14,715,000 | 15,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,650,000 | 7,247,000 | 10,718,000 | 14,132,000 |
| Interest expense | 1,726,000 | 3,295,000 | 4,637,000 | 5,696,000 |
| Net interest income | 1,924,000 | 3,952,000 | 6,081,000 | 8,436,000 |
| Noninterest income | 339,000 | 693,000 | 1,035,000 | 1,377,000 |
| Noninterest expense | 1,463,000 | 2,922,000 | 4,564,000 | 6,368,000 |
| Provision for loan losses | 125,000 | 215,000 | 305,000 | 395,000 |
| Pretax income | 675,000 | 1,508,000 | 2,247,000 | 3,050,000 |
| Income tax | 154,000 | 439,000 | 685,000 | 959,000 |
| Net income | 521,000 | 1,069,000 | 1,562,000 | 2,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,264,000 | 13,812,000 | 14,305,000 | 14,834,000 |
| Total capital | 15,132,000 | 15,730,000 | 16,248,000 | 16,833,000 |
| Risk-weighted assets | 149,336,000 | 153,715,000 | 155,436,000 | 159,855,000 |