Call reports 2024
ALLIANCE COMMUNITY BANK — 2024
What ALLIANCE COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 405,710,000 | 406,276,000 | 412,649,000 | 401,203,000 |
| Total loans | 228,558,000 | 232,107,000 | 235,558,000 | 243,089,000 |
| Allowance for loan losses | 2,369,000 | 2,372,000 | 2,421,000 | 2,433,000 |
| Securities available for sale | 132,362,000 | 127,719,000 | 126,242,000 | 120,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,426,000 | 358,038,000 | 361,478,000 | 352,755,000 |
| Interest-bearing deposits | 293,642,000 | 293,470,000 | 296,902,000 | 287,067,000 |
| Noninterest-bearing deposits | 67,784,000 | 64,568,000 | 64,576,000 | 65,688,000 |
| Equity capital | 24,752,000 | 25,875,000 | 30,428,000 | 27,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,058,000 | 8,474,000 | 13,025,000 | 17,627,000 |
| Interest expense | 1,761,000 | 3,624,000 | 5,528,000 | 7,285,000 |
| Net interest income | 2,297,000 | 4,850,000 | 7,497,000 | 10,342,000 |
| Noninterest income | 578,000 | 1,183,000 | 1,823,000 | 2,624,000 |
| Noninterest expense | 2,360,000 | 4,622,000 | 6,948,000 | 9,972,000 |
| Provision for loan losses | 32,000 | 263,000 | 317,000 | 352,000 |
| Pretax income | 473,000 | 1,141,000 | 2,042,000 | 2,628,000 |
| Income tax | -10,000 | 1,000 | 11,000 | 22,000 |
| Net income | 483,000 | 1,140,000 | 2,031,000 | 2,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,594,000 | 33,065,000 | 33,780,000 | 34,180,000 |
| Total capital | 34,975,000 | 35,437,000 | 36,204,000 | 36,619,000 |
| Risk-weighted assets | 248,032,000 | 250,469,000 | 251,495,000 | 260,558,000 |