Call reports 2023
ALLIANCE COMMUNITY BANK — 2023
What ALLIANCE COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 378,220,000 | 383,353,000 | 391,970,000 | 397,022,000 |
| Total loans | 191,005,000 | 207,528,000 | 219,182,000 | 227,213,000 |
| Allowance for loan losses | 2,007,000 | 2,189,000 | 2,286,000 | 2,351,000 |
| Securities available for sale | 148,376,000 | 144,358,000 | 138,308,000 | 138,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,415,000 | 353,491,000 | 348,909,000 | 356,245,000 |
| Interest-bearing deposits | 276,715,000 | 288,698,000 | 283,283,000 | 293,813,000 |
| Noninterest-bearing deposits | 70,700,000 | 64,793,000 | 65,626,000 | 62,432,000 |
| Equity capital | 22,808,000 | 21,814,000 | 19,908,000 | 25,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,048,000 | 6,444,000 | 10,089,000 | 14,029,000 |
| Interest expense | 727,000 | 1,893,000 | 3,367,000 | 5,085,000 |
| Net interest income | 2,321,000 | 4,551,000 | 6,722,000 | 8,944,000 |
| Noninterest income | 487,000 | 1,000,000 | 1,586,000 | 2,331,000 |
| Noninterest expense | 2,200,000 | 4,495,000 | 6,556,000 | 8,766,000 |
| Provision for loan losses | 7,000 | 172,000 | 263,000 | 442,000 |
| Pretax income | 601,000 | 884,000 | 1,489,000 | 2,067,000 |
| Income tax | 8,000 | 5,000 | 16,000 | 26,000 |
| Net income | 593,000 | 879,000 | 1,473,000 | 2,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,172,000 | 31,284,000 | 31,433,000 | 32,823,000 |
| Total capital | 33,222,000 | 33,483,000 | 33,720,000 | 35,177,000 |
| Risk-weighted assets | 220,677,000 | 231,973,000 | 241,667,000 | 248,240,000 |