Call reports 2022
ALLIANCE COMMUNITY BANK — 2022
What ALLIANCE COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 380,028,000 | 370,548,000 | 361,078,000 | 371,460,000 |
| Total loans | 164,990,000 | 167,652,000 | 178,413,000 | 190,218,000 |
| Allowance for loan losses | 1,303,000 | 1,351,000 | 1,341,000 | 1,380,000 |
| Securities available for sale | 152,630,000 | 152,761,000 | 151,216,000 | 149,445,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,542,000 | 345,768,000 | 335,338,000 | 335,853,000 |
| Interest-bearing deposits | 277,778,000 | 282,382,000 | 269,646,000 | 264,233,000 |
| Noninterest-bearing deposits | 69,764,000 | 63,386,000 | 65,692,000 | 71,620,000 |
| Equity capital | 30,622,000 | 22,951,000 | 20,699,000 | 22,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,275,000 | 4,717,000 | 7,452,000 | 10,396,000 |
| Interest expense | 209,000 | 443,000 | 777,000 | 1,361,000 |
| Net interest income | 2,066,000 | 4,274,000 | 6,675,000 | 9,035,000 |
| Noninterest income | 581,000 | 1,170,000 | 1,736,000 | 2,850,000 |
| Noninterest expense | 2,146,000 | 4,303,000 | 6,383,000 | 8,591,000 |
| Provision for loan losses | 0 | 0 | 0 | 34,000 |
| Pretax income | 501,000 | 1,141,000 | 2,028,000 | 3,260,000 |
| Income tax | 11,000 | 13,000 | 23,000 | 34,000 |
| Net income | 490,000 | 1,128,000 | 2,005,000 | 3,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,679,000 | 30,228,000 | 30,775,000 | 31,828,000 |
| Total capital | 30,982,000 | 31,579,000 | 32,116,000 | 33,208,000 |
| Risk-weighted assets | 198,461,000 | 200,782,000 | 208,927,000 | 220,263,000 |