Call reports 2021
ALLIANCE COMMUNITY BANK — 2021
What ALLIANCE COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 327,375,000 | 336,184,000 | 333,263,000 | 363,292,000 |
| Total loans | 157,678,000 | 151,071,000 | 160,298,000 | 172,487,000 |
| Allowance for loan losses | 1,329,000 | 1,339,000 | 1,235,000 | 1,295,000 |
| Securities available for sale | 103,291,000 | 115,659,000 | 117,440,000 | 141,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,057,000 | 294,492,000 | 291,842,000 | 322,248,000 |
| Interest-bearing deposits | 223,898,000 | 236,752,000 | 235,248,000 | 256,038,000 |
| Noninterest-bearing deposits | 61,159,000 | 57,740,000 | 56,594,000 | 66,210,000 |
| Equity capital | 38,524,000 | 37,901,000 | 38,386,000 | 38,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,570,000 | 4,801,000 | 6,858,000 | 9,112,000 |
| Interest expense | 185,000 | 373,000 | 573,000 | 787,000 |
| Net interest income | 2,385,000 | 4,428,000 | 6,285,000 | 8,325,000 |
| Noninterest income | 606,000 | 1,159,000 | 1,726,000 | 2,876,000 |
| Noninterest expense | 1,933,000 | 3,806,000 | 5,667,000 | 7,861,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,058,000 | 1,781,000 | 2,403,000 | 3,393,000 |
| Income tax | 16,000 | 26,000 | 37,000 | 47,000 |
| Net income | 1,042,000 | 1,755,000 | 2,366,000 | 3,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,153,000 | 28,720,000 | 29,181,000 | 29,869,000 |
| Total capital | 30,482,000 | 30,059,000 | 30,416,000 | 31,164,000 |
| Risk-weighted assets | 172,216,000 | 171,007,000 | 183,040,000 | 201,655,000 |