Call reports 2020
ALLIANCE COMMUNITY BANK — 2020
What ALLIANCE COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 277,559,000 | 297,865,000 | 299,250,000 | 304,319,000 |
| Total loans | 153,890,000 | 158,768,000 | 156,238,000 | 155,104,000 |
| Allowance for loan losses | 956,000 | 1,181,000 | 1,506,000 | 1,306,000 |
| Securities available for sale | 84,459,000 | 92,896,000 | 92,428,000 | 95,775,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,794,000 | 251,575,000 | 256,200,000 | 261,304,000 |
| Interest-bearing deposits | 189,977,000 | 202,982,000 | 205,595,000 | 206,624,000 |
| Noninterest-bearing deposits | 46,817,000 | 48,593,000 | 50,605,000 | 54,680,000 |
| Equity capital | 36,027,000 | 38,586,000 | 39,162,000 | 39,368,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,369,000 | 4,994,000 | 7,247,000 | 9,369,000 |
| Interest expense | 297,000 | 536,000 | 750,000 | 948,000 |
| Net interest income | 2,072,000 | 4,458,000 | 6,497,000 | 8,421,000 |
| Noninterest income | 415,000 | 1,209,000 | 2,050,000 | 2,836,000 |
| Noninterest expense | 1,866,000 | 3,774,000 | 5,545,000 | 7,414,000 |
| Provision for loan losses | 75,000 | 307,000 | 645,000 | 871,000 |
| Pretax income | 683,000 | 1,723,000 | 2,499,000 | 3,114,000 |
| Income tax | 12,000 | 22,000 | 33,000 | 43,000 |
| Net income | 671,000 | 1,701,000 | 2,466,000 | 3,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,629,000 | 27,718,000 | 28,334,000 | 28,792,000 |
| Total capital | 28,585,000 | 28,899,000 | 29,840,000 | 30,098,000 |
| Risk-weighted assets | 166,362,000 | 166,499,000 | 164,435,000 | 169,327,000 |