Call reports 2019
ALLIANCE COMMUNITY BANK — 2019
What ALLIANCE COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 279,416,000 | 277,400,000 | 272,421,000 | 276,227,000 |
| Total loans | 148,439,000 | 146,831,000 | 148,161,000 | 152,348,000 |
| Allowance for loan losses | 742,000 | 785,000 | 828,000 | 880,000 |
| Securities available for sale | 88,653,000 | 88,565,000 | 89,935,000 | 92,431,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,224,000 | 239,269,000 | 233,520,000 | 236,463,000 |
| Interest-bearing deposits | 196,552,000 | 194,718,000 | 191,198,000 | 193,915,000 |
| Noninterest-bearing deposits | 45,672,000 | 44,551,000 | 42,322,000 | 42,548,000 |
| Equity capital | 35,332,000 | 36,282,000 | 36,985,000 | 37,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,482,000 | 4,989,000 | 7,474,000 | 9,884,000 |
| Interest expense | 288,000 | 616,000 | 979,000 | 1,315,000 |
| Net interest income | 2,194,000 | 4,373,000 | 6,495,000 | 8,569,000 |
| Noninterest income | 461,000 | 995,000 | 1,598,000 | 2,266,000 |
| Noninterest expense | 1,922,000 | 3,824,000 | 5,573,000 | 7,507,000 |
| Provision for loan losses | 99,000 | 123,000 | 167,000 | 319,000 |
| Pretax income | 668,000 | 1,619,000 | 2,572,000 | 3,228,000 |
| Income tax | 28,000 | 16,000 | 25,000 | 34,000 |
| Net income | 640,000 | 1,603,000 | 2,547,000 | 3,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,104,000 | 26,433,000 | 27,206,000 | 27,655,000 |
| Total capital | 26,846,000 | 27,218,000 | 28,034,000 | 28,535,000 |
| Risk-weighted assets | 172,105,000 | 167,568,000 | 161,154,000 | 166,677,000 |