Call reports 2018
ALLIANCE COMMUNITY BANK — 2018
What ALLIANCE COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 131,739,000 | 131,985,000 | 131,275,000 | 277,591,000 |
| Total loans | 76,585,000 | 76,381,000 | 77,028,000 | 147,737,000 |
| Allowance for loan losses | 705,000 | 701,000 | 712,000 | 664,000 |
| Securities available for sale | 41,756,000 | 40,717,000 | 38,481,000 | 89,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,261,000 | 117,316,000 | 116,620,000 | 240,577,000 |
| Interest-bearing deposits | 95,536,000 | 96,406,000 | 96,939,000 | 192,068,000 |
| Noninterest-bearing deposits | 21,725,000 | 20,910,000 | 19,681,000 | 48,509,000 |
| Equity capital | 13,304,000 | 13,500,000 | 13,395,000 | 34,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,136,000 | 2,318,000 | 3,530,000 | 5,639,000 |
| Interest expense | 123,000 | 255,000 | 400,000 | 617,000 |
| Net interest income | 1,013,000 | 2,063,000 | 3,130,000 | 5,022,000 |
| Noninterest income | 234,000 | 614,000 | 872,000 | 1,451,000 |
| Noninterest expense | 955,000 | 2,026,000 | 3,105,000 | 4,814,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 20,000 |
| Pretax income | 292,000 | 651,000 | 887,000 | 1,646,000 |
| Income tax | 5,000 | 9,000 | 13,000 | 17,000 |
| Net income | 287,000 | 642,000 | 874,000 | 1,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,350,000 | 14,576,000 | 14,692,000 | 26,114,000 |
| Total capital | 15,055,000 | 15,277,000 | 15,404,000 | 26,778,000 |
| Risk-weighted assets | 78,942,000 | 79,000,000 | 79,919,000 | 172,728,000 |