Call reports 2016
ALLIANCE COMMUNITY BANK — 2016
What ALLIANCE COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 127,889,000 | 127,914,000 | 136,905,000 | 126,538,000 |
| Total loans | 77,750,000 | 76,364,000 | 76,969,000 | 77,633,000 |
| Allowance for loan losses | 748,000 | 802,000 | 790,000 | 815,000 |
| Securities available for sale | 35,816,000 | 36,384,000 | 38,302,000 | 39,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,349,000 | 112,797,000 | 121,511,000 | 112,007,000 |
| Interest-bearing deposits | 93,248,000 | 93,714,000 | 100,936,000 | 92,885,000 |
| Noninterest-bearing deposits | 20,101,000 | 19,082,000 | 20,575,000 | 19,122,000 |
| Equity capital | 13,544,000 | 14,097,000 | 14,280,000 | 13,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,103,000 | 2,193,000 | 3,290,000 | 4,382,000 |
| Interest expense | 104,000 | 204,000 | 307,000 | 407,000 |
| Net interest income | 999,000 | 1,989,000 | 2,983,000 | 3,975,000 |
| Noninterest income | 269,000 | 688,000 | 954,000 | 1,255,000 |
| Noninterest expense | 935,000 | 1,790,000 | 2,682,000 | 3,673,000 |
| Provision for loan losses | 35,000 | 47,000 | 47,000 | 77,000 |
| Pretax income | 321,000 | 863,000 | 1,260,000 | 1,532,000 |
| Income tax | 6,000 | 10,000 | 14,000 | 18,000 |
| Net income | 315,000 | 853,000 | 1,246,000 | 1,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,184,000 | 13,505,000 | 13,795,000 | 13,955,000 |
| Total capital | 13,932,000 | 14,307,000 | 14,585,000 | 14,770,000 |
| Risk-weighted assets | 78,051,000 | 76,183,000 | 77,550,000 | 78,490,000 |