Call reports 2015
ALLIANCE COMMUNITY BANK — 2015
What ALLIANCE COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 125,488,000 | 127,084,000 | 133,824,000 | 130,009,000 |
| Total loans | 73,922,000 | 74,772,000 | 76,643,000 | 77,492,000 |
| Allowance for loan losses | 834,000 | 740,000 | 732,000 | 739,000 |
| Securities available for sale | 33,476,000 | 34,273,000 | 35,198,000 | 37,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,402,000 | 112,940,000 | 119,355,000 | 115,555,000 |
| Interest-bearing deposits | 94,151,000 | 96,433,000 | 102,710,000 | 96,836,000 |
| Noninterest-bearing deposits | 17,251,000 | 16,507,000 | 16,645,000 | 18,719,000 |
| Equity capital | 13,038,000 | 13,107,000 | 13,364,000 | 13,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,077,000 | 2,159,000 | 3,245,000 | 4,355,000 |
| Interest expense | 112,000 | 224,000 | 336,000 | 446,000 |
| Net interest income | 965,000 | 1,935,000 | 2,909,000 | 3,909,000 |
| Noninterest income | 277,000 | 561,000 | 791,000 | 1,006,000 |
| Noninterest expense | 876,000 | 1,831,000 | 2,727,000 | 3,628,000 |
| Provision for loan losses | 83,000 | 83,000 | 83,000 | 117,000 |
| Pretax income | 283,000 | 582,000 | 940,000 | 1,220,000 |
| Income tax | 2,000 | 6,000 | 9,000 | 12,000 |
| Net income | 281,000 | 576,000 | 931,000 | 1,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,599,000 | 12,810,000 | 13,080,000 | 13,273,000 |
| Total capital | 13,433,000 | 13,550,000 | 13,812,000 | 14,012,000 |
| Risk-weighted assets | 72,603,000 | 73,976,000 | 76,102,000 | 77,137,000 |