Call reports 2014
ALLIANCE COMMUNITY BANK — 2014
What ALLIANCE COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 127,058,000 | 132,771,000 | 130,994,000 | 124,738,000 |
| Total loans | 73,032,000 | 72,601,000 | 73,758,000 | 74,358,000 |
| Allowance for loan losses | 727,000 | 789,000 | 742,000 | 749,000 |
| Securities available for sale | 34,337,000 | 35,257,000 | 34,834,000 | 34,519,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,146,000 | 119,422,000 | 117,251,000 | 110,814,000 |
| Interest-bearing deposits | 98,822,000 | 103,120,000 | 102,636,000 | 95,614,000 |
| Noninterest-bearing deposits | 15,324,000 | 16,302,000 | 14,615,000 | 15,200,000 |
| Equity capital | 11,887,000 | 12,346,000 | 12,610,000 | 12,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,096,000 | 2,206,000 | 3,318,000 | 4,422,000 |
| Interest expense | 127,000 | 253,000 | 381,000 | 503,000 |
| Net interest income | 969,000 | 1,953,000 | 2,937,000 | 3,919,000 |
| Noninterest income | 180,000 | 427,000 | 679,000 | 887,000 |
| Noninterest expense | 891,000 | 1,799,000 | 2,667,000 | 3,539,000 |
| Provision for loan losses | 84,000 | 146,000 | 146,000 | 149,000 |
| Pretax income | 174,000 | 489,000 | 879,000 | 1,194,000 |
| Income tax | 7,000 | 11,000 | 16,000 | 19,000 |
| Net income | 167,000 | 478,000 | 863,000 | 1,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,972,000 | 12,204,000 | 12,511,000 | 12,739,000 |
| Total capital | 12,699,000 | 12,993,000 | 13,253,000 | 13,488,000 |
| Risk-weighted assets | 71,864,000 | 71,757,000 | 72,949,000 | 73,176,000 |