Call reports 2013
ALLIANCE COMMUNITY BANK — 2013
What ALLIANCE COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 124,794,000 | 126,385,000 | 130,670,000 | 128,990,000 |
| Total loans | 72,943,000 | 71,409,000 | 71,612,000 | 73,153,000 |
| Allowance for loan losses | 812,000 | 696,000 | 756,000 | 690,000 |
| Securities available for sale | 31,541,000 | 32,393,000 | 34,155,000 | 34,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,523,000 | 113,552,000 | 117,855,000 | 116,476,000 |
| Interest-bearing deposits | 95,632,000 | 99,106,000 | 102,808,000 | 101,212,000 |
| Noninterest-bearing deposits | 15,891,000 | 14,446,000 | 15,047,000 | 15,264,000 |
| Equity capital | 12,356,000 | 11,938,000 | 11,796,000 | 11,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,126,000 | 2,232,000 | 3,311,000 | 4,447,000 |
| Interest expense | 152,000 | 294,000 | 434,000 | 569,000 |
| Net interest income | 974,000 | 1,938,000 | 2,877,000 | 3,878,000 |
| Noninterest income | 191,000 | 469,000 | 670,000 | 850,000 |
| Noninterest expense | 800,000 | 1,608,000 | 2,418,000 | 3,311,000 |
| Provision for loan losses | 68,000 | 75,000 | 140,000 | 154,000 |
| Pretax income | 297,000 | 724,000 | 989,000 | 1,263,000 |
| Income tax | 11,000 | 15,000 | 20,000 | 21,000 |
| Net income | 286,000 | 709,000 | 969,000 | 1,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,802,000 | 12,064,000 | 12,165,000 | 11,928,000 |
| Total capital | 12,614,000 | 12,760,000 | 12,921,000 | 12,618,000 |
| Risk-weighted assets | 69,915,000 | 69,351,000 | 69,879,000 | 72,100,000 |