Call reports 2012
ALLIANCE COMMUNITY BANK — 2012
What ALLIANCE COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 120,233,000 | 125,213,000 | 126,747,000 | 125,497,000 |
| Total loans | 70,408,000 | 72,272,000 | 72,870,000 | 74,497,000 |
| Allowance for loan losses | 661,000 | 667,000 | 807,000 | 866,000 |
| Securities available for sale | 27,543,000 | 28,434,000 | 30,250,000 | 30,748,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,761,000 | 112,318,000 | 113,328,000 | 112,440,000 |
| Interest-bearing deposits | 92,380,000 | 96,330,000 | 98,859,000 | 97,351,000 |
| Noninterest-bearing deposits | 15,381,000 | 15,988,000 | 14,469,000 | 15,090,000 |
| Equity capital | 11,683,000 | 12,107,000 | 12,452,000 | 12,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,192,000 | 2,381,000 | 3,628,000 | 4,805,000 |
| Interest expense | 197,000 | 376,000 | 548,000 | 711,000 |
| Net interest income | 995,000 | 2,005,000 | 3,080,000 | 4,094,000 |
| Noninterest income | 224,000 | 466,000 | 775,000 | 1,071,000 |
| Noninterest expense | 789,000 | 1,633,000 | 2,445,000 | 3,310,000 |
| Provision for loan losses | 25,000 | 56,000 | 195,000 | 263,000 |
| Pretax income | 405,000 | 782,000 | 1,215,000 | 1,592,000 |
| Income tax | 8,000 | 11,000 | 14,000 | 17,000 |
| Net income | 397,000 | 771,000 | 1,127,000 | 1,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,175,000 | 11,468,000 | 11,661,000 | 11,633,000 |
| Total capital | 11,836,000 | 12,135,000 | 12,468,000 | 12,499,000 |
| Risk-weighted assets | 65,819,000 | 67,869,000 | 69,038,000 | 71,322,000 |