Call reports 2011
ALLIANCE COMMUNITY BANK — 2011
What ALLIANCE COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 109,386,000 | 110,440,000 | 116,422,000 | 120,361,000 |
| Total loans | 65,284,000 | 66,598,000 | 68,782,000 | 71,074,000 |
| Allowance for loan losses | 442,000 | 451,000 | 582,000 | 631,000 |
| Securities available for sale | 26,757,000 | 27,908,000 | 28,779,000 | 27,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,256,000 | 98,923,000 | 104,159,000 | 108,248,000 |
| Interest-bearing deposits | 85,351,000 | 86,511,000 | 90,494,000 | 94,678,000 |
| Noninterest-bearing deposits | 12,905,000 | 12,412,000 | 13,665,000 | 13,570,000 |
| Equity capital | 10,574,000 | 10,926,000 | 11,579,000 | 11,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,172,000 | 2,371,000 | 3,606,000 | 4,871,000 |
| Interest expense | 263,000 | 501,000 | 723,000 | 938,000 |
| Net interest income | 909,000 | 1,870,000 | 2,883,000 | 3,933,000 |
| Noninterest income | 138,000 | 299,000 | 680,000 | 952,000 |
| Noninterest expense | 723,000 | 1,592,000 | 2,315,000 | 3,231,000 |
| Provision for loan losses | 32,000 | 40,000 | 177,000 | 300,000 |
| Pretax income | 292,000 | 539,000 | 1,073,000 | 1,358,000 |
| Income tax | 10,000 | 13,000 | 16,000 | 20,000 |
| Net income | 282,000 | 526,000 | 1,057,000 | 1,338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,371,000 | 10,534,000 | 10,984,000 | 10,859,000 |
| Total capital | 10,813,000 | 10,985,000 | 11,566,000 | 11,490,000 |
| Risk-weighted assets | 62,403,000 | 63,644,000 | 65,449,000 | 66,916,000 |