Call reports 2010
ALLIANCE COMMUNITY BANK — 2010
What ALLIANCE COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 95,595,000 | 102,523,000 | 107,984,000 | 109,532,000 |
| Total loans | 59,851,000 | 63,530,000 | 66,349,000 | 66,606,000 |
| Allowance for loan losses | 389,000 | 408,000 | 392,000 | 448,000 |
| Securities available for sale | 21,308,000 | 21,704,000 | 23,875,000 | 24,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,886,000 | 91,429,000 | 96,443,000 | 98,606,000 |
| Interest-bearing deposits | 74,722,000 | 80,813,000 | 84,421,000 | 86,367,000 |
| Noninterest-bearing deposits | 10,164,000 | 10,616,000 | 12,023,000 | 12,239,000 |
| Equity capital | 10,244,000 | 10,521,000 | 10,910,000 | 10,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,130,000 | 2,288,000 | 3,516,000 | 4,761,000 |
| Interest expense | 296,000 | 603,000 | 915,000 | 1,218,000 |
| Net interest income | 834,000 | 1,685,000 | 2,601,000 | 3,543,000 |
| Noninterest income | 144,000 | 292,000 | 518,000 | 753,000 |
| Noninterest expense | 616,000 | 1,285,000 | 1,966,000 | 2,769,000 |
| Provision for loan losses | 1,000 | 15,000 | 22,000 | 76,000 |
| Pretax income | 361,000 | 722,000 | 1,176,000 | 1,496,000 |
| Income tax | 9,000 | 13,000 | 16,000 | 19,000 |
| Net income | 352,000 | 709,000 | 1,160,000 | 1,477,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,825,000 | 10,097,000 | 10,458,000 | 10,170,000 |
| Total capital | 10,214,000 | 10,505,000 | 10,850,000 | 10,618,000 |
| Risk-weighted assets | 57,040,000 | 59,303,000 | 62,426,000 | 63,136,000 |