Call reports 2009
ALLIANCE COMMUNITY BANK — 2009
What ALLIANCE COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 81,984,000 | 86,972,000 | 91,670,000 | 88,775,000 |
| Total loans | 51,910,000 | 56,418,000 | 58,786,000 | 59,983,000 |
| Allowance for loan losses | 444,000 | 449,000 | 395,000 | 400,000 |
| Securities available for sale | 20,426,000 | 19,516,000 | 19,876,000 | 21,280,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,760,000 | 76,529,000 | 80,831,000 | 78,288,000 |
| Interest-bearing deposits | 62,955,000 | 67,116,000 | 71,207,000 | 68,647,000 |
| Noninterest-bearing deposits | 8,806,000 | 9,413,000 | 9,624,000 | 9,642,000 |
| Equity capital | 9,809,000 | 9,967,000 | 10,344,000 | 9,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,105,000 | 2,212,000 | 3,342,000 | 4,502,000 |
| Interest expense | 335,000 | 665,000 | 991,000 | 1,300,000 |
| Net interest income | 770,000 | 1,547,000 | 2,351,000 | 3,202,000 |
| Noninterest income | 169,000 | 329,000 | 479,000 | 640,000 |
| Noninterest expense | 549,000 | 1,106,000 | 1,717,000 | 2,464,000 |
| Provision for loan losses | 0 | 3,000 | 9,000 | 19,000 |
| Pretax income | 390,000 | 769,000 | 1,115,000 | 1,370,000 |
| Income tax | 0 | 7,000 | 9,000 | 12,000 |
| Net income | 390,000 | 762,000 | 1,067,000 | 1,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,397,000 | 9,687,000 | 9,921,000 | 9,558,000 |
| Total capital | 9,841,000 | 10,136,000 | 10,316,000 | 9,958,000 |
| Risk-weighted assets | 49,001,000 | 52,744,000 | 55,096,000 | 55,680,000 |