Call reports 2008
ALLIANCE COMMUNITY BANK — 2008
What ALLIANCE COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 76,173,000 | 76,941,000 | 79,309,000 | 81,948,000 |
| Total loans | 44,417,000 | 46,439,000 | 50,803,000 | 52,615,000 |
| Allowance for loan losses | 382,000 | 392,000 | 380,000 | 445,000 |
| Securities available for sale | 21,968,000 | 22,960,000 | 23,340,000 | 22,454,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,480,000 | 67,698,000 | 67,036,000 | 69,057,000 |
| Interest-bearing deposits | 57,809,000 | 58,930,000 | 58,634,000 | 60,481,000 |
| Noninterest-bearing deposits | 8,671,000 | 8,768,000 | 8,402,000 | 8,576,000 |
| Equity capital | 9,215,000 | 8,929,000 | 9,411,000 | 9,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,033,000 | 2,078,000 | 3,176,000 | 4,325,000 |
| Interest expense | 454,000 | 902,000 | 1,317,000 | 1,709,000 |
| Net interest income | 579,000 | 1,176,000 | 1,859,000 | 2,616,000 |
| Noninterest income | 93,000 | 242,000 | 378,000 | 504,000 |
| Noninterest expense | 448,000 | 908,000 | 1,417,000 | 2,053,000 |
| Provision for loan losses | 2,000 | 22,000 | 80,000 | 137,000 |
| Pretax income | 244,000 | 510,000 | 762,000 | 952,000 |
| Income tax | 0 | 0 | 0 | -4,000 |
| Net income | 244,000 | 510,000 | 762,000 | 956,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,915,000 | 9,140,000 | 9,350,000 | 9,074,000 |
| Total capital | 9,297,000 | 9,532,000 | 9,730,000 | 9,519,000 |
| Risk-weighted assets | 42,619,000 | 44,714,000 | 47,841,000 | 49,282,000 |