Call reports 2007
ALLIANCE COMMUNITY BANK — 2007
What ALLIANCE COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 66,094,000 | 68,155,000 | 69,743,000 | 69,110,000 |
| Total loans | 36,464,000 | 37,264,000 | 41,393,000 | 43,882,000 |
| Allowance for loan losses | 392,000 | 389,000 | 383,000 | 387,000 |
| Securities available for sale | 25,374,000 | 24,500,000 | 24,298,000 | 21,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,404,000 | 59,747,000 | 58,378,000 | 58,734,000 |
| Interest-bearing deposits | 49,991,000 | 52,411,000 | 50,866,000 | 50,243,000 |
| Noninterest-bearing deposits | 7,413,000 | 7,336,000 | 7,512,000 | 8,491,000 |
| Equity capital | 8,315,000 | 8,112,000 | 8,518,000 | 8,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 886,000 | 1,806,000 | 2,775,000 | 3,790,000 |
| Interest expense | 434,000 | 889,000 | 1,375,000 | 1,857,000 |
| Net interest income | 452,000 | 917,000 | 1,400,000 | 1,933,000 |
| Noninterest income | 94,000 | 207,000 | 316,000 | 418,000 |
| Noninterest expense | 415,000 | 874,000 | 1,351,000 | 1,842,000 |
| Provision for loan losses | 0 | 0 | 13,000 | 18,000 |
| Pretax income | 131,000 | 250,000 | 352,000 | 489,000 |
| Income tax | -2,000 | -1,000 | 0 | 0 |
| Net income | 133,000 | 251,000 | 352,000 | 489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,607,000 | 8,691,000 | 8,759,000 | 8,743,000 |
| Total capital | 8,999,000 | 9,080,000 | 9,142,000 | 9,130,000 |
| Risk-weighted assets | 36,508,000 | 39,475,000 | 40,000,000 | 41,287,000 |